Directory Bottom: E


Eckert, Debbie		SDF			Wells Fargo Bank
		1977-1980
	Point Loma Branch

Edge, Susan		SDF, GAF			High Tech High Charter Schools
		1980-1994			sedge@hightechhigh.org
	Branch Div. Finance-Treasury

Edlin, Kathleen		SDF, GAB			Wells Fargo Bank
	Carlsbad, CA	1982-1991			sailorbvi@hotmail.com
	Retail Branch, Oceanside

Edmiston, Gary		GAB			ECG Management Consultants
	Seattle, WA	1986-1990			gedmiston@ecgmc.com
	Branch Research

Edwards, Donna		see Donna Robinson $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Egan, Dee		see Dee Jibilian

Eglin, Anne (Beckwith)		SDF, GAB			self-employed
	Worcester, MA	1981-1983
	Main Office (Savings)

Embrey, Elizabeth (Boros)		GAB			LandAmerica
	Imperial Beach, CA	1986-1991			eembrey3@cox.net
	Micrographics (Ken Jury)

English, Diana		see Diana Kruse $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Engstrom, Barbara		SDF, GAB			ProWest Appraisal
	La Mesa, CA	1979-1992		barb@prowestappraisal.com
	Grossmont Branch/District				www.prowestappraisal.com

Ernst, Barbara		SDF, GAB			retired
	Solana Beach, CA	1972-1990			ernstmarketing@gmail.com
	Marketing

Esten, Tom		GAB			HM Electronics
	San Diego, CA	1987-1994
	Audit, GAF Insurance

Estes, Jo Anne (Collet)		GAB			Estes Builders, LLC
	Sequim, WA	1986-1989			joanne@estesbuilders.com
	GA Asset Management Co (GAAMCo)

Etchison, Dawn (Shepherd)		GAB			GreenPoint Credit / Bank America
$Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\camera.gif$	Poway, CA	1985-1990		detchison@accredhome.com
	Real Estate Loan Servicing

Ethan, Nili		see Nili Chipp $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Evans, Jim		SDF, GAB, SI			Alltel
	Little Rock, AR	1979-1986
	Data Processing / Systematics

Evatt, Patricia		see Patricia Cooke $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Faires, Christie (Pope)		SDF, GAB
	Aurora, Colorado	1973-1990
	Personal Assistant to Gordon Luce		jrfaires45@comcast.net

Faires, John		SDF, GAB
	Aurora, Colorado	jrfaires45@comcast.net


Falconer, Sandi		GAB			Kaiser Permenante
	El Cajon, CA	1986-1991
	Retail Information Systems

Fatica, Cindy		GAB			Fannie Mae, Washington, DC
	Carlsbad, CA	1981-1991			cfatica@roadrunner.com
	Legal Dept

Fellows, Don		SDF, GAB			Marts & Lundy, President & CEO
	San Diego, CA	1978-1982			donfellows@att.net fellows@martsandlundy.com
	Branch Manger--Pacific Beach

Ferris, Dan		SDF, GAB			Ferris Appraisal Services
	Chula Vista, CA	1977-1983			dferris5@cox.net
	Real Estate Appraisal Department

Ferris, Diane (Schulze)		SDF, GAB			Pacific Wholesale Hardware, Gen. Manager
	Chula Vista, CA	1977-1991			dferris5@cox.net
	Finance / Accounting / Loan Accounting

Fielder, Ken		SDF, GAB			Mohave County Assessor's Office
	Chloride, AZ	1966-1994		ken.fielder@co.mohave.az.us
	Too many to list !

Fliehman, Linda (York)		GAB			NuUnion Credit Union, Community Outreach Manager
$Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\camera.gif$	East Lansing, MI	1983-1987			lflieh2001@aol.com
	Branch / Legal (Exec. Asst. to Marc Sandstrom)

Fox, J. Carlos		SDF			JCF Development, LLC (Hawaii)
	Chula Vista, CA	1977-1980		jcarlosfox@redwire.net
	Savings/New Accts, MO	Web: www.jcfdevelopment.com/

France, Katherine		SDF, GAB			PinnLease, USA
	Encinitas, CA	1977-1988
	Consumer Loans - S. Hewey's ?

Frazee, Paul		SDF, GAB			Retired
	San Diego, CA	1982-1992			frazee03@netzero.com
	Technical Systems

Frey, Sally		GAB			Westsmerica Bank
	Santa Rosa, CA	1980-1991			sf1217@msn.com
	Santa Rosa Branch

Frontz, Nina		SDF, GAB			1st Pacific Bank of California
	El Cajon, CA	1978-1992
	Real Estate Loans

Fuentes, Gil		SDF			Ludlow & Harrison, CPA
					gilrfuentes@yahoo.com
	Accounting, Finance

Gabriel, Jeff					jgabriel@portofsandiego.org


Garcia, Ivette		see Ivette Cortez

Gentry, Amber		SDF, GAB			Community National Bank
	Ramona, CA	1975-1992			Ajgramona@aol.com
	Commercial Loans

George-Tay, Yolanda (Jackson)		SDF, GAB			Dura Pharmaceuticals
	San Diego, CA	1976-1990
	Human Resources

Gholson, Mike		GAB			Golden Valley Water
	Golden Valley, AZ	1982-1987
	GAFIS

Giacalone, Julie		SDF, GAB			Norwest Mortgage
	San Diego, CA	1971-1983
	Loan Department

Glenn, Bill		SDF, GAB			Mazda
	San Diego, CA	1979-1991			bglenn@mazdausa.com
	Computer Operations

Glithero-Kuerbis, Diane		SDF, GAB			Storm International
	San Diego, CA	1975-1991		Dirollie@pacbell.net
	Main Office, Midway Branch

Goetschl, Laura		see Laura O'Connell

Gonzales, Ernie		SDF, GAF			SAIC, Global Sourcing Manager
	San Diego, CA	1976-1981		egonzales3@san.rr.com gonzalese@saic.com
	Real Estate

Gonzalez, Bea		SDF, GAB			Heartland Human Relations
	San Diego, CA	1979-1992		Ribea6@cox.net
	Escrow

Gonzalez, Chuck		SDF, GAB			Kaiser Permanente
	San Diego, CA	1971-1992		chrlsgonzalez@cox.net
	Institutional Investments

Goset, Marcia		SDF, GAB			semi-retired / ConVis
	San Diego, CA	1977-1995			mlg39@webtv.net
	Savings

Gowdy, Nancy (Mello, Amonn)		SDF, GAB			Self-Employed as an Esthetician
	Santa Barbara, CA	1972-1981			dancinanc@yahoo.com
	Loan Department	805-564-8063 and 805-440-9457

Graskemper, Amy		see Amy Herrmann $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Gray, Ed		SDF, GAB			edwinjgray@gmail.com

Green, Bill		SDF, GAB			Pacific Mutual Life
	San Diego, CA	1971-1992			wgreen@san.rr.com
	Branch Division

Green, Cathy		see Cathy Plaziak $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Green, Holly		GAB			Union Bank of CA
	San Diego, CA	1987-End!
	Internal Consulting, Loan Administration, and the last two years managed Administrative Services				858-496-5423


Green, Jack		SDF, GAB			Retired
	Stockton, CA	1967-1992			bags1632@aol.com
	Security

Greer, Susan		see Susan Johnson

Grimm, Randy		SDF, GAB			Verance
	Carlsbad, CA	1977-1982
	Franklin & Associates

Guido, Jim		SDF			SCUBA Instructor for Sport Chalet
	San Clemente, CA	1975 - 1976			emailaddress3@mac.com
	Loan Servicing

Gumtz, Linda		SDF, GAB			Retired
	El Cajon	1972 - 1991
	Branch / District Manager

Haas, Betty		see Betty LeMenager $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Haas, Frank		SDF, GAB			V.P. Federal Home Loan Bank of Cincinnati
	Cincinnati , OH	1975-1983		haassg@fhlbcin.com
	Finance and Accounting

Hagstrom, Rick		SDF			Tri-Counties Bank
	Chico, CA			RickHagstrom@tcbk.com
	Branch Admin & Loans

Ham, Jennifer		see Jennifer DePriest

Hamada, Vicki		SDF, GAB			Pacific Trust (F Street in CV)
	Chula Vista, CA	1981-1991
	Branch Division: Chula Vista (3rd Ave and K)

Hamilton, Teresa		see Teresa Bower

Hammett, Pam (Perkins)		SDF, GAB			Hardware Store Owner
	Coronado, CA	1979-1991			PHILHAMCA@aol.com
	Branch and Marketing

Hanchett, Darlene		see Darlene Nelson $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Hanson, Carol

Harb, Jo-Ann		see Jo-Ann Humphus $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Harb, Mary		see Mary Sheets

Harding, Frank		SDF, GAB			Natomas Unified School District
	Sacramento, CA	1977-1981			fharding@surewest.net
	Commercial RE Lending

Harris, George		GAB			CitiCorp (Petroleum Lending)
	San Diego, CA	1986-1992
	Mortgage Backed Securities

Harris, Mary		SDF, GAB			San Diego City Schools
	San Diego, CA	1981-1992
	Accounting		harrisparty@sbcglobal.net

Harrison, Joyce		GAB			Retired
	San Diego, CA	1985-1994			dehesajoyce@hotmail.com
	GAFIS, GADCo, Risk Management

Hartley, Barbara		SDF, GAB			Yoga teacher (self-employed)
	Santa Fe, NM	1974-1985
	Manager various Branches

Hawley, Suzie		SDF, GAB			retired
	El Cajon, CA	1977-1990
	Escrow

Haviland, Sally (Pruett)		GAB			Texas Dept. of Labor
	Dallas, TX	1985 - 1994
	Human Resources

Hayeri, Khalil		SDF, GAB, SI			Sharp Health Care
	San Diego, CA	1979-1989
	Data Processing / Systematics

Hayes, Marolyn		SDF, GAB, SI			looking
	Poway, CA	1980-1994			MarolynH@aol.com
	Data Processing: Programming

Haynes, Russ		SDF, GAB			XyberNET, Inc.
$Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\camera.gif$	San Diego, CA	1974-1991			rhaynes1@san.rr.com
	Data Processing: Tech Support

Hegard, Helga		SDF, GAB			Retired
	San Diego, CA	1963-1990			hhegard@hotmail.com
	Consumer Loans

Helsper, Deborah		see Deborah Sandy $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Hemme, Dennis		SDF, GAB			Scripps Health
	La Mesa, CA	1982-1991
	Computer Operations

Henderson, Herb					kittyherb@adelphia.net



Hendershot, June		SDF, GAB			Retired
	Del Mar, CA	1959-1990			juneh@lcglen.com
	Human Resources

Hernandez, Carmela		see Carmela Specht $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Herrmann, Amy (Graskemper)		SDF, GAB			Andersen Consulting
	New York, NY	1977-1985			aaherrmann@yahoo.com
	Branch Division

Hertel, Jeff		SDF, GAB, SI			Alltel Information Services
	Sherwood, AR	1978-1990
	SD Maintenance / Computer Center / Programming

Heshmaty, Phil		SDF, GAB			Wells Fargo Bank
	La Mesa, CA	1983-1991
	Retail Banking

Hess, Bob		GAB			Prudential Real Estate Investors
	Wynnewood, PA	1986-1990
	Finance

Higgins, Paula		GAB			Head Teller BankEast
	San Diego, CA	1983-1989		Punkinonpunkin@aol.com
	Branch Division: Clairemont, Clairemont Pool, Mira Mesa

Higgins, Peter		SDF			HHC Direct
	San Diego, CA	1983-1984			peter@hhcdirect.com
	Franklin and Associates

Hofman, Wayne		SDF
	Lake Elsinor, CA	1964-1980			hofmanwayne@yahoo.com
	Data Processing

Hofmann, Claudia		GAB			Cameron-Brooks, Inc.
	Kerrville, TX	1986-1992			cedeckr@ktc.com
	Legal Division

Hohe, Karron (Lindemann)		SDF, GAB			Independent Contractor
	San Diego, CA	1978-1984			Karronhohe@aol.com
	Franklin & Assoc. / New Product Dev.

Holdren, Penny		see Penny Lawlor

Holloway, Brooke D.		GAB			US Portfolio Services, Inc.
	San Diego, CA	1981-1992
	GADCO

Hom-Chevalier, Dorene		SDF, GAB			Special Olympics-MA and
	Southbridge, MA	1982-1987			stay-at-home mom w/5 under 5
	Savings, Accounting				twipletts@aol.com

Hopkins, Frank		SI			Alltel
	Tujunga, CA	1987-1991
	Systematics

Hostetter, Carolyn (Horton)		GAB			Professional Water Technologies, Inc
	Carlsbad, CA	1985-1991			Boomie922@hotmail.com
	Oceanside / Del Mar

Howard, Rhonda		SDF			University of California, Davis
	Davis, CA	1972-1979
	Loan Servicing / Loan Origination

Hoxsey, Mary (Zinich)		SDF, GAB			Alltel
	La Mesa, CA	1982-1994			Mary_Hoxsey@acbs.com
	Construction Funding

Huffhines, John		SDF, GAB			Spectrum Printing
	San Diego, CA	1972-1984			jdhuffhines@hotmail.com
	General Services, Print Shop

Hughes, John K.		SDF, GAB			Supreme Oil Company
		1981-bitter end			jhughes@supremeoil.com
	Business Development, Various branches				(619) 542-5020

Humphus, Jo-Ann (Harb)		SDF, GAB			SD Unified School District
	San Diego, CA	1978-1985			joann282@cox.net
	Systematics Conversion (bank side), Retirement Plans Administrator, Savings

Hurley, Jayne		GAB			Air Pollution Control District, SD Cty
	Santee, CA	1986-1993			Jayne.Hurley@sdcounty.ca.gov
	Loan Operations / Quality Control

Ingalls, Patricia		see Patricia Cooke $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Israel-Roiz, Sharon		SDF, GAB			Retired
	San Diego, CA	1976-1991			sharonisrael@cox.net
	Escrow Department

Jackson, Sandrea (Benyard)		SDF, GAB			Education Lending Group, Inc.
	San Diego, CA	1977-1983
	San Diego Main Office / Branch Teller Pool

Jackson, Yolanda		see Yolanda George-Tay

Jacobs, Lisa		see Lisa Busalacchi

James, Carolyn (Officer)		GAB			V.P. Information Systems, USA Federal Credit Union
$Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\camera.gif$	La Mesa, CA	1983-1994		Carolyn James [cjames@USAFed.org]
	Loan Servicing

Janos, Cecilia		SDF, GAB, SI			Alltel
	Little Rock, AR
	Systematics

Jennings, Linda		see Linda Kavanagh $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Jensen, Mark E.		GAB			Irwin Mortgage Corporation
	San Diego, CA	1984-1991		jensen.mark@sbcglobal.net
	Construction Lending

Jensen, Robin A.		SDF, GAB			General Counsel, Total Risk Management
	Kansas City, MO	1981-1994		rajaziz@msn.com
	Retail Information Systems

Jibilian, Dee (Egan)		SDF, GAB			co-owner Cellular America Dist.
	San Diego, CA	1976-1981
	Marketing / Branch Div. / Accounting				Web: www.cellam.com

Joaquim, Ellen		SDF, GAB			Cooley Godward LLP
	San Diego, CA	1979-1992			joaquimec@cooley.com
	Legal

Johnson, Bill		SDF			Semi-Retired
	Frederick, MD	1979-1991
	Accounting

Johnson, Dianne M.		GAB			Norwest Funding
	San Diego, CA	1989-1992			dmj321@san.rr.com
	Secondary Marketing

Johnson, Karen		see Karen Bratt

Johnson, Susan (Greer)		GAB			Washington Mutual Bank
	Yorba Linda, CA	1983-1989		susan.johnson@wamu.net
	Commercial Real Estate

Jones, Penn		SDF, GAB			Jones & Associates
	Rancho San Diego, CA	1975-1986		pennjones@hotmail.com
	Appraisal

Jones, Rory		GAB
	El Cajon, CA	1984-1994			roryjones@cox.net


Jones, Steve		SDF, GAB, SI			Contractor @ Union Bank of CA
$Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\camera.gif$	San Diego, CA	1980-1991
	Data Processing / Systematics

Jones, Tom		GAB			Self employed
		1984-1992			thomasj001@cox.net
	Computer Center

Jury, Ken		SDF, GAB			SunTrust Bank
	Durham, NC	1980-1990		kjury@nc.rr.com
	Branch / Micrographics / Cash Vault

Kalescky, Don		SDF, GAF			ZAIS Servicing Asset Management, LLC
	Dallas, TX	1974-1992			Don.kalescky@gmail.com
	Loan Group

Karstens, William A.		GAF			Ladd Appraisal Review, Inc.
	San Diego, CA	1986-1992
	Appraisal				Ph: 619-584-3220 / Fax: 888-722-2310

Katzman, Craig		GAB			The PMI Group, Inc.
		1986-1990			craig.katzman@pmigroup.com
	Underwriting Q.C. / Correspondent Lending and Builder Development

Kavanagh, Linda (Jennings)		GAF			Cox Communications
	San Diego, CA	1986-1992			gkavana1@san.rr.com
	Human Resources / Training

Kaye, Steven		GAB
	La Jolla, CA	1989-1992
	HQ, Loans

Keith, Greg		GAB			Fannie Mae
	Great Falls, VA	1986-1992			ckeith2@cox.net
	Image and Information Management / General Ledger Accounting

Kelbaugh, Jeannette (D'Acquisto)		SDF, GAB			SD Metropolitan Credit Union
	San Diego, CA	1977-199x			jkelbaugh@sdmcu.org
	Retail Branches

Keleher, Bonnie (Spendley)		GAB			Cape Cod Consulting
	Orleans, MA	1984-1990
	Retail Banking / Marketing

Kelleher, Debbie		GAB			Kaiser Permenante
	Coronado, CA
	Accounting Systems

Kelley, Kandy (Burns)		GAB			GreenPoint Credit Corp.
	San Marcos, CA
	Loan Information Systems				Kandy will be a grandmother in Dec. '99

Kelly, Cindy		SDF, GAB			retired
	Kalamazoo, MI	1973-1990
	Const. Loans, Appraisal, Commercial Loans, Loan Ops

Kelly, Regan E.		SDF, GAB			SafeTzone Technologies Corp.
	Laguna Niguel, CA	1974-1983			kellyconsult@aol.com
	Savings / Legal

Keltner, Teri (McGrath)		SI			Alltel
	Long Beach, CA
	Systematics

Kennedy, Rebecca "Becky"		see Rebecca Wall $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Kerner, Sermsee (Chongchua)		SDF, GAB			CitiMortgage
	San Diego, CA	1978-1992			sermsee.kerner@citigroup.com
	Loan Servicing, Secondary Marketing

Kerr, Joani (Beity)		SDF, GAF
	Solana Beach, CA				Joani.Kerr@sdcounty.ca.gov


Kim, Jeff		SDF, GAF, SI			Web Design-CA
	Lodi, CA	1980-1986			Jeff@saveonwebsites.com
	Item Processing	www.saveonwebsites.com

Kincaid, Ron		SDF, GAF, SI			General Atomics
	San Diego, CA	1980-1991			r.p.kincaid@gat.com
	Data Processing (programming)

Kinsman, Michael		SDF, GAF			Nuffer, Smith Tucker
	Public Affairs				kinsman@cox.net

Kirby, Barbara		see Barbara Darling $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$

Klaiber, Bob		SDF, GAB
	Spring Valley, CA	1979-1990			Cher2bob@cox.net
	Manager, Corporate Services Division

Klosterman, Linda (Mellick)		SDF, GAB			Klosterman Capital Corp.
	Cardiff, CA	1978-1990		LKlosterman@roadrunner.com
	Retail / Branch

Klotz, Randall B.		SDF, GAB			Trust and Wealth Management Consultant
	La Mesa, CA	1976-1985			Randall_Klotz@yahoo.com
	Branch / Consumer Loans / Real Estate Loans

Klueck, Cherri (Seabrook)		SDF, GAB			Verance Corp.
	La Mesa, CA	1979-1993		cklueck@cox.net
	Franklin & Associates

Knutson, Jerry		SDF, GAB, SI			Wachovia National Bank
	Jacksonville, FL	1984-1993
	Programming

Koch, Janet		GAB			Fremont Compensation Insurance
	San Diego, CA	1986-1991
	Construction Funding

Kohl, Cindy		SDF, GAB			Wells Fargo Bank, College Center
	Chula Vista, CA	1974-1990
	Central Operations

Koll, Mary Jo		see Mary Jo Courtney

Kougias, Stephen		SDF, GAB			San Diego Symphony
	San Diego, CA	1983-1992			stavros.k@cox.net
	Public Relations

Kovacik, Scott-Thomas		SDF, GAB			SD City Schools, RHF Science Center
	San Diego, CA	1980-1987
	Teller, 600 B St / ATM Ops / Network Ops				Voice Talent with Shameon Freitas Agency

Kraemer, Yvonne (MacKenzie)		GAB			Hewlett-Packard
	Melbourne, Australia	1985-1991
	Information Security

Krzeminski, Jim		SDF, GAF
	Wellesley, MA	1974 - 1990
	Finance

Kruse, Diana (English)		SDF, GAB			Jack-in-the-Box
	San Diego, CA	1984-1994			thekruses_92115@yahoo.com
	Accounting

Kugel, Pearl		SDF, GAB
	San Diego, CA	1981-1989
	Franklin & Assoc., VP and Controller

Kunac, Maria P.		SDF, GAB			President Embarcadero Bank
	La Jolla, CA	1979-1992
	Real Estate / Asset Management / Commercial Loans		mkunac@embarcaderobank.com

Kundinger, Bill		SDF, GAB			Retired
	Bakersfield, CA	1973-1991			wrdinger@sbcglobal.net
	Branch Division

Kyle, Barbara		see Barbara Crayton $Description: C:\Users\Jim\Documents\Seagull Droppings - Current\webroot\button_email.gif$